Car insurance lapsed

My car insurance has lapsed. What to do?


First of all, inform your existing insurance provider about it (if you want to renew your policy from the same company). The insurer will schedule an inspection of your vehicle. After the inspection, the insurance company will let you know what your insurance premium is and give you a confirmation of coverage for your vehicle once you have paid the premium amount.

Reasons for a lapsed insurance policy

Non-payment of the premium

Late payment

Non-renewal of the policy

What will happen if your Car Insurance lapses

Allowing your Car Insurance policy to lapse and not getting a new policy can create various problems like suspension of your driver’s licence, penalties and fines and possibly suspension of your vehicle’s registration.

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BB Expert