Can I apply for credit report of a deceased relative?
Yes you can apply to get credit report of a deceased relative provided you are a close family member. Only close family members associated with the deceased get access to the credit
report of the deceased. You will need to furnish the death certificate along with your identification proof to request for such a report.
You can obtain a copy of your deceased relative’s credit report by contacting any of the credit report agencies in India such as Equifax, Experian, CIBIL etc. You can mail in a request in writing to any of them along with a copy of the death certificate along with proof that you are authorised to act on your deceased relative’s behalf. This proof could be in the form of a legal document with a valid seal.