HDFC bank women’s savings account

Is HDFC bank women’s savings account better than regular savings account?

Hi,

HDFC Bank Woman’s Savings Account comes with a ton of benefits like preferential rates on loans and higher withdrawal limit. Here’s the list.

Stay Protected

Accidental Death Cover of Rs. 10 lakhs

Accidental Hospitalisation Cover of Rs. 1 lakh

Daily cash allowance of Rs. 1,000 per day for a maximum of 10 days per year, for each day of hospitalisation due to an accident

For the claims to be accepted & processed, the first holder of the Women’s Savings Account should have made at least 1 Point of Sale (POS) purchase at a merchant establishment using the Debit Card in the 3 months prior to the date of the accident

Enjoy Special Discounts and Offers

Get Annual Maintenance Charge (AMC) waiver on the first year for Demat Account

Get preferential rates on loans

Get 50% discount on the issuance of a Gift Plus Card when you load a minimum of Rs. 5,000 on the card through the branch or via NetBanking

Avail a daily cash withdrawal limit of Rs. 25,000 and a daily shopping limit of Rs. 1.75 lakhs, and enjoy CashBack upto of Re. 1 for every Rs. 200 spent on your EasyShop Woman’s Advantage Debit Card

Get up to 90% finance on the on-road price of a vehicle and 7 year tenure when you apply for an Auto Loan

Get 2% lower interest rate on Two Wheeler Loan and a 50% discount on processing fees

Enjoy exclusive shopping benefits available on select brands. Click here to know more.

Make the Most of Your Money

MoneyMaximizer: Earn higher interest on money lying idle with our automatic sweep out facility. Available on request. To know more about Money Maximizer Facility - Click here

Easy Banking with Your Debit Card

Personal Accident Death Cover (rail, road, air) of Rs 5 lakhs (Conditions Apply)

Upto Re. 1 CashBack on every Rs. 200 spent on applicable categories

Additional International Air Coverage of flat Rs.25 Lakhs on purchase of air ticket using your Debit Card

Fire & Burglary for the items purchased under Debit Card (upto 90 days) - Sum assured Rs. 2,00,000

Loss of checked baggage - Sum assured Rs. 2,00,00
(For any Claims under Fire & Burglary Insurance/ Loss of checked baggage Insurance to be accepted & processed, the cardholder should have carried out at least 1 purchase transaction using the Debit Card, within 3 months prior to the event date)

Daily cash withdrawal limit of Rs. 25,000 and daily shopping limit of Rs. 1.75 lakhs on your EasyShop Woman’s Advantage Debit Card

Cross-Product Benefits

Get annual Maintenance charge waiver on the first year for Demat Account

Free folio maintenance charges on a Demat account for the first year

Free lifetime BillPay for all account holders

Preferential rates on loans

Transact with Ease

Free passbook facility for all individual account holders

Free e-mail statements

Easy banking with facilities like NetBanking, PhoneBanking and MobileBanking that allow you to check your account balance, pay utility bills, or even stop cheque payments via SMS

Free Payable-at-Par 25 leaves multi-city cheque book half yearly

Looking for a Fixed Deposit? Click here

Cheers,
BB Expert