Do all travel insurance plans cover terrorist attack like plane hijack?
All Travel Insurance plans may not cover hijacks. You need to check with your insurer if hijack will be covered. The most common events that almost all Travel Insurance plans cover are:
Trip Delays And Cancellation: Trip cancellation and delays are among the most common issues faced by travellers. Most Travel Insurance plans offer reimbursement for delayed and cancelled flights. When talking about flight delays, most insurance plans accept a claim under the condition that the flight was delayed for a minimum number of hours. Make sure you have the details on this clause. Ask your insurance company if they will cover non-refundable tickets and all other expenses that arise out of a delay. The more costs your insurance plan covers, the better it will be.
Missing Connecting Flights: Delayed and cancelled flights are very common today and Trav el Insurance plans cover the same. If you miss your connecting flights, or your hotel booking gets cancelled due to the delay, make sure your insurance plan covers you for these losses.
Loss Of Checked-In Baggage: After flight delays and cancellation, the next most common issue faced by travellers is loss of checked-in baggage or damage to bags. It’ll hurt more if you lose your baggage on your return trip. Most insurance plans cover loss or damage to your check-in baggage.
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