Since a Home Loan is a big commitment and the loan tenure for a retired individual is likely to be low, lenders do not generally provide Home Loans to retired individuals. However, there are some banks that do provide loans to pensioners. This will be based on the pension amount received by them every month. The maximum loan amount offered might be lower than that offered to working individuals. The tenure might be low and the down-payment that you need to make might be high. Most banks fix the maximum age to avail such loans at 70 years. Do check with Public Sector Banks (like Canara Bank) that give Home Loans to pensioners.