Your credit limit will reduce by the amount of purchases that you made using the Credit Card. For example, let’s assume your credit limit is Rs. 30,000. If you swipe your Credit Card for Rs. 24,000, then, your credit limit will be Rs. 6,000. Let’s assume you will be paying an EMI of Rs. 1,000 for 24 months. Your credit limit will increase by Rs. 1,000 every month if you don’t make any further purchases using your Credit Card. If you are looking for a Credit Card, click here.