When you take a loan, lenders are quick to inform credit information agencies such as CIBIL. However, they may not be very proactive when you close a loan such as a Home Loan. It is best to give a written request to your lender asking them to inform credit information agencies that your loan has been closed. Do ask them how long it will take for the update to happen. It usually takes only about 20-30 days for your Credit Score to get updated. Keep following up with your lender to ensure that they have passed on the information to credit information agencies. Once you get a confirmation from your lender that the information has been sent you can check your Credit Score to see that the account has been closed. If it is still not updated or your lender is not helping you, then you could write to credit information agencies to update your Credit Score along with the No Objection or No Dues Certificate provided by your lender. Credit information agencies usually get back to you within 15 days with a status update. Want to check your Credit Score now? Click here - https://www.bankbazaar.com/credit-score.html. It’s free!