ICICI bank delightful deposit


#1

What is ICICI bank delightful deposit? How does Croma delightful deposit work?


#2

Hi,

Delightful Deposits are ICICI Bank’s Recurring Deposits (RD) in association with merchant partners from sectors like travel, jewellery and electronics. Delightful Deposits gives you more than the RD interest, in the form of a top-up amount from the partner.

Currently, ICICI Bank has four Delightful Deposits, in association with four top brands. Here’s how a Croma Delightful Deposit works.

You can open a Croma Delightful Deposit at ICICI Bank for a minimum monthly instalment of Rs 5,000 and in multiples of Rs 1,000 (thereon) for either 6 months or 12 months with the instruction to transfer the proceeds to the Croma Gift Voucher on maturity. You earn interest on the Recurring Deposit (RD), up to 6.90 % per annum.

On maturity, the proceeds of your RD maturity (principal + interest) and additional benefit from Croma will be transferred to a Croma Gift Voucher as per your instructions. Present the Croma Gift Voucher at any Croma outlet or use it online at www.croma.com to purchase the electronic appliances of your choice.

Looking for a Fixed Deposit? Click here

Cheers,
BB Expert


#3

How to use my Croma Amount? Still i am not receive any type of voucher…


#4

Hi Karthi,

You will receive the voucher only when your RD matures. Check with the bank for the maturity date of your RD.

On maturity, the proceeds of your RD maturity (principal + interest) and additional benefit from Croma will be transferred to a Croma Gift Voucher as per your instructions. Present the Croma Gift Voucher at any Croma outlet or use it online at www.croma.com to purchase the electronic appliances of your choice.

If your RD has matured and you haven’t received the voucher, ask your nearest ICICI bank branch for the details.

Looking for a Fixed Deposit? Click here

Cheers,
BB Expert