If a trip is cancelled before I travel due to a medical problem how to get travel insurance claim?
If you are unable to go on your planned trip due to medical reasons you will need a certified copy of a physician certifying the same. If this was due to a pre existing disease it can be problematic as only if your travel insurance plan has a pre existing condition waiver then you can even get
claims for pre existing diseases being the culprit.
If you suffer an illness or injury that prevents you from making your trip, then you can claim coverage for trip cancellation. However, you must have a doctor examine you and advise you to cancel the trip before you make the decision to cancel your trip. If that isn’t possible, a doctor must examine you within 72 hours of your trip cancellation, and for your claim to be approved you will need to submit a fully completed Physician Statement Form.
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