My banker is suggesting me to go for an insurance plan with a bank linked health insurance company. Now i am confused should i go for that company or choose an independent company not linked to my bank. Any suggestions?
Purchasing a Health Insurance policy offered by your bank is not a bad idea. However, it is best to check if that policy suits your needs and is the best one available in the market. Sometimes, banks might sell only particular policies because they have tied up with a single insurer or very few insurers. Comparing across insurers and insurance policies will give you an idea as to whether the policy offered by your bank is the best one available. You should look at both the premium and the policy features when you compare policies.
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