Home Loans have a margin wherein the lender will provide a certain part of the cost of property and you provide the rest. Most lenders will fund only up to 90% of the property cost. This means that you need to shell out 10% to the builder from your own funds. This is known as the down-payment. Unless the lender knows that you have made the down-payment, they won’t be willing to disburse the loan. So, you might need to show the bank statement and the receipt provided by the builder for such down-payment. Only after this is verified, will the lender disburse the loan amount to the builder.