Most banks do not require your income tax return if you are looking to avail a Personal Loan. However, they will need your salary slips, bank statements, proof of identity and proof of address. Most banks ask for the below documents.
Proof of identity
Residence or Address Proof
Any utility bill such as electricity or water bills
Certificate of employment from the current organisation
Appointment letter from the organisation
Certificate of experience
Proof of Income
Salary slips from the last 3 months
Last 3 – 6 months bank statements of the account into which the salary is credited
At least 2 passport-sized photographs. Completed and signed application form with all the relevant details filled in
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