is CVV number or expiry date essential for using debit card for online purchase?
No CVV number and expiry date are only used when they are present on the card. Some banks which may have issued old debit cards may not necessarily have an expiry date. Depending on your bank you will be asked to enter your card number, name on the card, CVV number, expiry date and a final check of either your card pin number or OTP on your phone to make a purchase.
Usually, your Debit Card CVV is not required for making online transactions or withdrawing money. So, you can continue to use your card. However, the grids at the back of the card will be needed for making online transactions. If your grids have faded and you can’t see the numbers, it might be better to opt for a new card. Banks will not reissue CVVs. They are given once along with your card. If your CVV has faded, banks might consider the card to be damaged.
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