When my debit card gets expired will the bank charge me for a new one?
This will depend on the nature of your debit card and the terms and conditions of the concerned bank. In the case of most PSU banks, the debit card is given free of charge and any reissuing of card post expiry usually does not warrant any charges. Private bank can charge you for a
replaced card provided you have opted for a special service card or a premium card which offers you a higher number of transactions each month or a higher withdrawal capacity per day.
Most banks have both free as well as premium Debit Cards. An ATM card that doubles up as a Debit Card will be given free of cost. However, you might have to pay a one-time fee for these cards even though an annual fee may not be applicable. Usually the charges associated with these cards are high. A paid Debit Card on the other hand, provides a number of benefits. Read this post for more information - https://blog.bankbazaar.com/a-free-debit-card-scores-low-on-benefits/.